Step 6 in the Escrow Process for Buyers is Buyers’ Response to Inspection. As the buyer, you  and your agent review the inspection results and prepare the 35R (the response form) to be delivered to the Seller by their agent.  Careful, if the deadline passes without delivering your response,... (more...)

The Woodinville story is told that in 1871, the Woodin family, Ira and Susan with their children, Helen and Mary, started their journey from Seattle via McGilvra Road to LauralShade (now Laurelhurst) on Lake Washington. Later, they loaded up their possessions on a scow and headed onto the Sammamish River.... (more...)

Select, Explore and Organize The MLS (Multiple Listing Service) is the primary source of active homes on market and is an expansive database used by Brokers across the states.  In Washington, we use the NWMLS (Northwest MLS) to find homes and properties for sale.  When I send listings to clients,... (more...)

Yes, that’s not a typo or missing some additional .5 or .75.   As mortgage backed securitities continue to gain steam due to overall weakness in the economy the rates for Conventional and Government loans have reached new lows.   For the first time in my time as a Loan Originator I had a client... (more...)

Step 5 in the Escrow Process for Buyers is Pending Inspection. Once you have offered on a property, and the seller has accepted the offer (perhaps modified through negotiation)  Pending Inspection is the  final step before proceeding to “Pending” status.  As part of the contract we use... (more...)

Green Homes are usually small & energy efficient Because of the growing demands for cleaner and safer buildings & interior environments, lenders are beginning to recognize the possibilities in “green financing” but for now, the efficiency of these mortgage options is a work in progress. ... (more...)

Step 4 in the Escrow Process, Receiving and Reviewing the Form 17. As a buyer, you will receive a Form 17 in most instances when you make an offer on a home.  It is also referred to as the Seller’s Disclosure Statement.  It can be a small detail but it is often a helpful source of information... (more...)

Form 17, Seller’s Disclosure Statement.  We talk about the “Form 17″ all the time after we reach mutual acceptance, and I have some clients that want to see it even before they make an offer.  What is the Form 17, otherwise known as the Seller’s Disclosure Statement?  Basically... (more...)

Horiuchi's Seattle Mural @ the Center A growing trend in housing is the “Green Movement” – which translates to many as “permanent ways to save on monthly bills”!  Here are some terms to help inform conversation and research on going green: Eco-Friendly (green) ~ Goods... (more...)

When we submit an offer on a property, the Buyer will tell the Seller how he plans to pay for the purchase.  Usually that would be through a lender.  If it’s not a cash purchase, we like to put a Financing Contingency onto the offer contract.  It specifies that if you are unable to get the... (more...)