Did you know that the Bill & Melinda Gates Foundation currently has offices in 5 parts of the world?  Headquarters:  Seattle, WA;  East Coast Office: Washington, D.C.;  Avahan Initiative: Delhi, India;  China Office:  Beijing, China;  Europe Office:  London, United Kingdom.  This is a brief... (more...)

Putting the Basic Factors Together Sorry it’s been so long since the discussion about debt service coverage ratios, but it’s now time for the next part. In determining how you evaluate potential commercial projects/acquisitions, there are many factors including but not limited to: the capitalization... (more...)

I was up in the Vancouver BC area last week and my friend Laura Howren took me with her to see a property she just listed in Chilliwack. For those of you who aren’t familiar with the area, it’s a city in the Fraser Valley region in BC about an hour and a half away from Vancouver (home to... (more...)

Why do I need to know about the Debt Service Coverage Ratio? In the course of purchasing commercial property or large multi-family properties, investors will run into the “Debt Service Coverage Ratio” (DSCR) and wonder what exactly does it do and why is it so important to the lending institutions. ... (more...)

Facts and Fiction about “CAP” rates. After spending many years in the commercial banking industry and making the jump to real estate, it was very interesting to me that many people do not know what a “Cap rate” is.  First and foremost, it is NOT an indication of or a fixed rate... (more...)