Interested in Multi-family Complexes? There are many people that like the thought of owing large multi-family complexes. These complexes have five or more units in them which in some minds, spreads out the risk of owning them. In other minds, it compounds the risk as there are more expenses overall. Having banked many of these [...] Read more
Investor 201: Buying a Motel
Thinking about buying a Motel? For several years, I’ve watched many people take stabs at buying Motels and wondering if they know what to look for. Most investors will look at the gross revenues, bottom line and some of the normal statistics like vacancy rate but don’t really know what they are looking at. What’s [...] Read more
Are Banks Really to Blame?
Who’s to blame for the housing decline? Recently there has been more commentaries on who’s to blame for the housing decline and subsequent recovery. If there is a blame it is way too easy to make the banks the fall guys. Now “banks” is really a misunderstood term as there were some huge non-traditional brick [...] Read more
Bill & Melinda Gates Foundation ~ Future Headquarters Site
Did you know that the Bill & Melinda Gates Foundation currently has offices in 5 parts of the world? Headquarters: Seattle, WA; East Coast Office: Washington, D.C.; Avahan Initiative: Delhi, India; China Office: Beijing, China; Europe Office: London, United Kingdom. This is a brief video of the upcoming headquarters project as its coming along in [...] Read more
Investor 101: Putting it All Together
Putting the Basic Factors Together Sorry it’s been so long since the discussion about debt service coverage ratios, but it’s now time for the next part. In determining how you evaluate potential commercial projects/acquisitions, there are many factors including but not limited to: the capitalization rate aka cap rate; debt service coverage rates; cash flows; [...] Read more
Investor 101: What is a Debt Service Coverage Ratio?
Why do I need to know about the Debt Service Coverage Ratio? In the course of purchasing commercial property or large multi-family properties, investors will run into the “Debt Service Coverage Ratio” (DSCR) and wonder what exactly does it do and why is it so important to the lending institutions. First of all, the DSCR [...] Read more
